Apple has rolled out thetap to pay feature on iPhoneto accept contactless payment.
This feature will take payment from contactless credit and debit cards and other digital wallets.
To make contactless payments, no additional hardware will be required.

It enables the feature on iPhone XS and above models.
How to Use Tap to Pay Feature on iPhone?
The contactless cards or wallet near the iPhone and the payment will be processed using NFC technology.

Apple said all transactions are encrypted and processed using Secure Element.

